AMLA
AML Reporting: Preparing for AMLA
The European regulatory reporting landscape is expanding beyond traditional prudential supervision. With the creation of the Anti-Money Laundering Authority (AMLA) and the progressive harmonisation of AML supervision across Europe, financial institutions will face new requirements for data collection, risk assessment and regulatory reporting.
As part of this transition, the European Banking Authority (EBA) is supporting AMLA by providing technical expertise, including the development of the Data Point Model (DPM) and XBRL taxonomies required for future AML-related reporting activities. (
The latest EBA Reporting Framework updates introduce dedicated AML-related technical components designed to support AMLA’s future risk assessment processes. The first reference date for this AMLA-related data collection is expected in December 2026.
Understanding the evolution of AML regulatory reporting
The implementation of AMLA represents a major step towards a more integrated European AML supervision model.
Future AML reporting activities will require institutions to manage:
- Increasingly harmonised European data requirements;
- Standardised reporting structures based on regulatory data models;
- Enhanced validation and data quality controls;
- Digital submission processes aligned with European supervisory infrastructures.
The EBA technical approach follows the same principles already applied across European supervisory reporting: a structured Data Point Model (DPM), regulatory taxonomies and validation rules designed to ensure consistency, comparability and reliability of reported information.
Key AML reporting developments
The future AML reporting framework includes several important developments:
A dedicated AML reporting framework
A specific reporting structure is being prepared to support AMLA activities and enable consistent data collection from obliged entities.
Risk assessment data collection
The first phase focuses on collecting information required to support AMLA’s methodology for identifying entities that may fall under direct AMLA supervision from 2028 onwards.
Digital reporting standards
Future AML reporting will rely on modern regulatory reporting standards, including:
- Data Point Model (DPM) for structured regulatory data definition;
- XBRL taxonomies for standardised reporting;
- xBRL-CSV format for efficient large-scale regulatory data exchange.
Progressive implementation approach
Before the full operational reporting framework becomes applicable, institutions will participate in preparatory data collections and technical exercises designed to ensure readiness.
Why AML reporting requires a new generation of reporting platforms
AML reporting introduces new challenges for financial institutions:
Growing regulatory complexity
Institutions must manage multiple reporting obligations simultaneously, including:
- Prudential reporting (COREP, FINREP);
- Resolution reporting;
- DORA-related requirements;
- AML reporting;
- ESG and other supervisory frameworks.
Increasing data requirements
AML supervision requires access to high-quality, structured and traceable information across different operational systems.
Need for regulatory agility
Regulatory frameworks continue to evolve rapidly. Institutions need platforms capable of adapting quickly to new taxonomies, validation rules and reporting formats.
AML reporting introduces new challenges for financial institutions:
Growing regulatory complexity
Institutions must manage multiple reporting obligations simultaneously, including:
- Prudential reporting (COREP, FINREP);
- Resolution reporting;
- DORA-related requirements;
- AML reporting;
- ESG and other supervisory frameworks.
Increasing data requirements
AML supervision requires access to high-quality, structured and traceable information across different operational systems.
Need for regulatory agility
Regulatory frameworks continue to evolve rapidly. Institutions need platforms capable of adapting quickly to new taxonomies, validation rules and reporting formats.
UBPartner: enabling digital regulatory reporting across multiple frameworks
UBPartner provides a flexible regulatory reporting platform designed to support the continuous evolution of European supervisory requirements.
Our platform enables financial institutions to:
✓ Manage multiple regulatory reporting frameworks within a single environment
✓ Integrate evolving XBRL and xBRL-CSV requirements
✓ Improve data quality through automated validation processes
✓ Maintain full traceability and auditability of regulatory submissions
✓ Adapt quickly to new supervisory requirements such as AML reporting
By supporting modern regulatory standards and EUCLID-ready reporting workflows, UBPartner helps institutions prepare for the future of European AML and regulatory reporting.
Prepare for the future of AML reporting today
UBPartner helps financial institutions transform regulatory complexity into a streamlined, automated and future-ready reporting process.
